On average, individuals without a bank account can spend up to $3,000 annually in Check Cashing Fees, Money Transfers, Money Orders for Bill Payment and Payday Advance Loans. Plus, those who are underbanked or underserved are often taken advantage of by predatory lenders and scams.

What are some of the roadblocks that Latino adults face when looking for traditional banking services? In addition to the language barrier, many traditional banks only accept U.S.-issued forms of identification and Social Security numbers to open an account.

Team One has removed these barriers by accepting alternate forms of personal identification such as passports, state identification, Matricula Consular and ITIN numbers.

Equally important in outreach, our credit union recruits and hires bilingual employees. who strive to serve the needs of the community by providing:

• Affordable banking services including check cashing, direct deposit, money orders and loans to build credit.
• Online banking, ITM and 24 hour Telephone Teller with Spanish options
• Financial Education to help individuals build a stronger financial future
• Safe and Secure Savings-Your money is safe-Deposits are insured up to $250,000.

We value the crucial role for Hispanics in growing and shaping our communities, and we take price in building trusting relationships to meet the financial needs of those in the communities we serve.

Kim Scofield is the Director of Community Relations for Team One downtown at 520 Hayden, between Hoyt Library and the Board of Ed. She outlined hardships from lack of bank accounts at a recent meeting of Saginaw LLEAD. She may be reached via kscofield@teamonecu.org or (989) 754-6575.

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Sadly, the division that I described 25 years ago seems even more severe today. Some people said then, the same as some will respond now, that my outlook is negative. The opposite is true, there are numerous steps we can take, in order to boost Latino families as part of uplifting all people, from children to elders.

What’s YOUR viewpoint? We all still are young enough to learn.

We Need a Village First

(from 1999, keynote to the former Bridge Center for Racial Harmony)

Just as I am, many of you may be tired of hearing, “It takes a village to raise a child.” It has become so common and almost like a catchphrase, but what do we mean by it? In order for a village or a community to act, first it must exist.

Let’s face it. We need to ask, think and take note. Do we even have a village? Or are we each just concerned with our own tribe, racial or religious group? Too often we think, if it does not affect my group, it’s not my problem, I don’t have to be concerned about it or get involved. The greedy among us ask, “What’s in it for me?”

The Good Book, the Bible. tells us we are our brother’s keeper, which is another way of saying we are the village. But are we really? Or is it simply easy to say the right thing than to do the right thing.

Growing up, we learned that what you give away returns to you tenfold. This also holds true when we fail to share, and to work together.

My experience in Saginaw generally is that whatever racial, ethnic, religious or political faction is the first to obtain a special project or a grant, whatever the case may be, this is theirs to have and to hold and nothing can part them from it. If it is information that may assist other programs or lead to collaboration, they cannot pass it on to others, lest someone else get credit for doing it.

The village should not be about who got the funds, who started the programs, who gained the info. It should be about the community.  If it’s the schools the primary focus is the students, not the adults and their jobs. If it’s the city, it’s the citizens, not the politics. A business, customer service, not endless greed. For clergy, saving souls, not always soliciting dollars. And so on. If all would cease acting as factions in competition, then we form a true village.

From our schools, our children will gain the education they need to succeed, and one day in return to help provide for the generations that uplifted them. Politicians will succeed via the citizens, business through the customers, clergy for serving as role models for our values and morals.

That is the village because everyone has a part to play. It is not merely a cliche that sounds good, but a plan to live by and to work by, not just words to simply spout off. Doing the right things, not simply saying them.

Indeed it takes a whole village. Are we finally ready to make Saginaw a village?

After years as a parent volunteer, Minnie Rosales in 1993 became the only Latino ever elected to the Saginaw Board of Education, before or since. She also has been a leader for 50 years in establishing an Hispanic senior citizen center. With her husband of 60 years, Arturo, the family still grows, now from grandchildren to more great-grands.

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We are tired of the deafening echo of gunfire in the community we grew up in, the weeping and crying of mothers, and one funeral procession after another. We cannot afford to normalize the persistent crisis of gun violence and drug overdoses. Swift and immediate action is needed.”

Gun death rate grows

Gun violence is the number one threat to our children. It kills more children than Covid, the flu or RSV. According to the Children’s Defense Fund’s 2023 report entitled “The State Of America’s Children 2023.” gun violence is the number one cause of death for ages 1 through 19. The death rate increased by nearly 40 percent from 2017 to 2021 and is still increasing. In 2021, we lost 13 children a day, which is the highest number ever recorded.

Blacks die at higher rate

During the period of 2017 to 2021, Black children and teens were six times as likely to die from gun violence as their White peers. In 2021 the gun related death rate for White children was 3.3 per 100,000. For Black children it was 20.5 per 100,000 children. The majority were Black boys.

Suicides continue to rise

From 2000 to 2020, Black youth ages 10 to 19 experienced a 78 percent increase in suicides. Black children 5 to 12 years old are twice as likely to commit suicide as their White peers. Black teen suicides are growing at an alarming rate. Researchers attribute this to adverse childhood experiences.

Daily violence threats

Saginaw’s children are growing up in one of the most violent communities in the country. Saginaw has one of the highest homicide rates. There were a total of 24 murders in 2020. That equates to 50.2 for every 100,000 people, well above the national homicide rate of 6.5 murders per 100,000. In 2020 there were 2,154 violent crimes in Saginaw per 100,000 residents, compared to 399 per 100,000 nationwide.

In 2021 Saginaw passed Detroit for the fourth most violent crime rate in the country. FBI data shows nearly 1,100 violent crimes in Saginaw in 2021. Saginaw had 19 homicides in both 2021 and 2022. In 2021, 18 involved gun violence; in 2022, 16. Three homicides occurred in Saginaw during the first four days of 2024. Saginaw needs a gun violence prevention program like Making Choices.

Opioids, fentanyl emerge

The chemical plague, which is sweeping through the country, operates like an infectious disease and crosses all classes, social, cultural, and racial lines. From the heart of the poorest city to the outer limits of the richest suburbs, the testimony is the same. We are losing more and more children to drugs.

It doesn’t matter if it’s the butcher, baker or candlestick maker’s son or daughter. Fentanyl overdose deaths have increased every year for the past 10 years. In 2022 fentanyl was responsible for 200 deaths per day. Over 250,000 Americans have died from fentanyl since 2018.

Whether it’s fentanyl, oxycontin, codeine or crack, the result is the same. We are losing more and more children to drugs. Our children need a drug education and prevention program like Making Choices.

Support for mentors

Making Choices is a mentor text book. It is field-tested and evidence based. We believe that if you put a tool like Making Choices in the hands of a loving and caring mentor (parents, teacher, coach, Sunday school teacher) you can change the direction of a young adult’s life. It presents hard-to-talk-about subjects like gun violence, drugs, bullying and gangs in a very unique and engaging way. Its hypothetical stories and questions are designed to generate an in-depth discussion of the life-altering choices and consequences presented by gun violence and drugs. These are discussions that every child in our community should participate in.

Involve school and civic leaders

Our schools have more daily contact with our children than any other public or private institution. They must accept responsibility for exposing our children to the kind of anti-gun violence and drug abuse materials contained in Making Choices.

However, the schools cannot do it alone. Nor can they afford the kind of effort it will take. Our local governmental entities, including the City of Saginaw and Saginaw County, must step forward and fund more crime and drug prevention programs. The world won’t get no better if we just let it be.

Our children deserve the chance to have a childhood free from violence and drugs and a community with leaders who ensure that they are safe in their schools, neighborhoods, and communities.

M.T. Thompson Jr. is a retired Saginaw district judge, civic leader and youth advocate. He can be reached via malikthompson0513@gmail.com. His daughter, Monica R. Nuckolls, is a U-M law grad who relies on her courtroom experience as a professor at Cooley Law School. Her contact is nuckollm@cooley.edu.

The post Guns and Drugs: Making Choices and Facing Consequences appeared first on Saginaw Daily.

This forum aims to create a platform for open and constructive dialogue regarding the challenges, achievements, and aspirations of the Black community within our local area. With a focus on fostering understanding, empathy, and actionable solutions, the event seeks to unite community leaders, activists, educators, and concerned citizens to participate in meaningful conversations.

The forum will feature engaging discussions, keynote speeches, and interactive dialogue aimed at exploring various topics impacting the Black community, including but not limited to:

• Civic Engagement
• Educational disparities and opportunities
• Economic development
• Health Equity
• Housing

We recognize the importance of providing a space for dialogue that amplifies the voices and experiences of the Black community. This forum represents an opportunity for all members of our community to come together, listen, learn, and work collaboratively towards a more inclusive and equitable community.

CAP extends an open invitation to community members, leaders, educators, activists, youth, and concerned individuals to participate in this crucial conversation. Together, let us take strides towards a more equitable and supportive environment for the Black community. 

Attendance to this event is free. For more information about the forum, please contact me at (989) 443-0626, saginawcap989@gmail.com.

Jeffrey Bulls is president of Saginaw Community Alliance for the People.

The post The State of Saginaw’s Black Community: Promoting Dialogue, Understanding and Action appeared first on Saginaw Daily.

The merging of the “High” and the “Hill” in 2024 officially ends Michigan’s longest running, and we contend, “Best Ever,” high school basketball rivalry. The book’s 664 pages are filled with first-hand accounts and behind-the-scenes stories from all the head coaches and many outstanding players from both schools.

Woven into the historic fabric of the Saginaw community are so many great players, coaches and epic games. There are 813 captivating and priceless photos and news stories that help paint the picture of classic Saginaw High and Arthur Hill battles and bring their stories to life.

To compile this history has been a five-year long labor of love, my attempt to “give something back” to Saginaw, the community that raised me. It is 100 percent nonprofit, run through the Saginaw Community Foundation. My intent is to celebrate our prestigious and historic rivalry, and to keep the stories alive. Advance sales ensure you will receive your copy of this limited edition, due in March during tournament time, and also helps us with upfront costs.

Some of the unparalleled achievements the Trojans and Lumberjacks accomplished were a combined 47 trips to the state quarterfinals (final 8.) Add to that, 36 of those trips extended to the (final 4) semifinals, 18 to the finals, with 8 outright combined state championships. This is unprecedented for two schools from the same town that, in most cases, played each other in the district (first round) tournament!

Our book contains individual chapters on many great Trojan and Lumberjack coaches including: Larry Laeding, Chuck Fowler, Marshall Thomas, Bill Kelly, Charles Coles, Greg McMath, Lou Dawkins, George Kubiak, Ken Gray, Gary Lee, Julian Taylor, Tony Davis and more.

Also featured are legendary players like Jason Richardson, Draymond Green, Craig Dill, Ernie Thompson, Larry Savage, Dick Rifenburg, Webster Kirksey, Gary Lee, Tony Smith, Anthony Roberson, DeeAndre Hulett, Eugene Seales, Maurice Jones, Charles Rogers, Dar Tucker, LaMarr Woodley, Eric Davis, Darvin Ham and so many more. 

With this being the final year, our great rivalry absolutely needs to be remembered and passed down to future generations, a real family heirloom treasure. “Remember The Trojans & Lumberjacks” is a limited edition, so when they’re gone, they’re gone. Through generous sponsors, we’ve made the price extremely low for this kind of quality and large coffee table-size book, a bargain price of $40.

The $12 shipping is optional for home delivery. Otherwise, omit that amount and pickup will be available at the downtown Saginaw Promise office in Morley Plaza, behind the Temple Theatre.

Dave Slaggert’s youth coaching service included South Intermediate, SS. Peter and Paul, and Hemlock High, concluding with Arthur Hill High. On the media side, he has been involved with high school broadcasting and 17 years of radio color analyst for SVSU athletics.

The post Here is your chance to take part in history appeared first on Saginaw Daily.

The proliferation of gun violence, gang activity, drug use, crime and other destructive behavior are all fueled by our education system, the elimination of affirmative action, the reduction of blue-collar jobs, inadequate health care and the criminal justice system.  This panel discussion will be limited to just one of these factors, education.

Experts will discuss the educational challenges students of color face,  solutions to those challenges, and how to take advantage of the opportunities that do exist.  The panel will include:

• Michael H. Gavin, Delta College president
• George Grant, Jr., Saginaw Valley State University president
• Pamela L. Pugh, Michigan K-12 Board of Education president
• Ramont Roberts, Saginaw School District superintendent
• Gwendolyn Thompson-McMillon, Oakland University professor

It is my hope that this deliberative-dialogue style event will provide a way for community members of diverse views and experiences to seek a shared understanding of the educational problems African Americans face and search common ground for solutions. This event is free and open to the public.  For more information, contact me at (989) 798-6738 or via  malikthompson0513@gmail.com.

Hon. M.T. Thompson, Jr. is a long-time civic leader and a retired Saginaw County District Court judge.

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BFB is “The Beverages For Bros.”

POBO stands for “Putting Others Before Ourselves.”

These are both groups with wonderful people who have chosen to join in the last few months. We’re getting ready to be present in our community.

Both groups were created to bring unity. To promote positivity. To mentor our young men. And to service our single mothers and elders.

Travis Nicholson and myself have been doing a “Free Lawn Service” for senior citizens in need, and at no cost.

Be on the lookout for these two groups. It’s time we step up! And in more than one fashion!

I’m thinking of starting a mentorship podcast that will allow people to engage without having to be physically present. An opportunity to reach our youth, being that they are more than likely on the internet anyway.

Then parents and caregivers can tune in at the same time, to ask questions and so forth. I see a lot of amazing podcasts. And I think this format could be great also. Just a thought.

No, we never will overlook kickball. Last August was better than the debut in 2022, and our sights are even higher for 2024.

I’ll take all constructive feedback.

GO!!!!!!!

Oh, and the name of my podcast is going to be “Honest Chop with Chuckie”! It will be everything to do with leading our young Black youth away from street life and prison. How to build self-esteem. How to be strong and honest, What it means to work hard and be an asset to the community and not a number in a prison. So many things that I’ve gone through and don’t ever want to see another young man suffer! P.S.: If there are any parents who want their children involved with those that are willing to mentor them, please let me know. It’s time for us to start doing our best to reach them! I have a Facebook page, my phone is (989) 598-2786, and my email is charleslawrence46@yahoo.com. (Oh well, I was 46 years old, nine years ago when I set it up!)

Charles “Chuckie” Lawrence is the owner and CEO of Lawrence Logistics, and now operator for Lake States Railroad. At the Saginaw NAACP Freedom Fund Celebration, he was honored for community service and leadership.

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Does The Music Matter-Project 13 (also known as DTMM-13) is a music educational, violence prevention & interruption non-profit corporation. DTMM-13 was developed to vigorously pursue recovery from the public health issue of violence. One of the objectives of DTMM-13 is to help address underlying factors that are instrumental to the traumatic impact of violence. Another objective will explore approaches for implementing collaborative solutions towards the demise of violence.   

On July 1, 2023, DTMM-13 launched an anti-gun violence campaign called “No Silence for Gun Violence,” activated to strengthen those who are impacted by gun violence, directly or indirectly.  This campaign will combat the reality of the public health issue of violence and bring people together with like minds and hearts, to see healing in their communities. 

In promotion of the campaign, DTMM-13 will look for 100 male volunteers to participate and assist in this canvassing project. These males may be of all ages, ethnicities, religions/faiths and other community sectors.  Please note that minors must and will be accompanied by an adult unless otherwise authorized by parent/guardian.

On Sept. 2, from 10 to 11 a.m. (promptly), male volunteers of all ages will meet at New Life Baptist Ministries located at 1401 Janes Ave in Saginaw. During that time volunteers will be provided with an introduction to DTMM-13, canvassing instructions, facilitation and a ticket for an afternoon lunch, compliments of Bro-B Que fundraising and Family Fun Day festival sponsored by RCO Men’s Shelter.

The Community Canvassing Initiative will take place from 11:15 a.m., to  12:45 p.m. Our goal is to have direct contact and intentional communication with a target of 1200 households; comprised of 300 households each on the east, west, north and south sides of Saginaw.  

We will conclude canvassing at 12:45 p.m., all volunteers will return to 1401 Janes by 1 p.m., where the Bro-B Que and RCO Men’s Shelter fundraising festivities will convene until 5pm. A “Bro-B Que” is a male-facilitated bar-b-que style gathering intended for male bonding, relationship building and the development of male resource sharing. In collaboration with RCO’s Family Fun Day, these festivities are an opportunity for males to build relationships; financially support a men’s shelter; partake in community development, enjoy food, live entertainment, games & activities for the entire family, and opportunity to register for a chess tournament ($500 cash prize winner take all) and more!

To join the campaign, go to: https://www.dtmm-project13.org/services-1 and be sure to subscribe. If you cannot attend this initial event, you may also participate in the campaign by:

• Creating discussions that have the ability to develop intervention and prevention of gun violence 
•  Make music about it!
• Use financial resources to combat gun violence.
•  Put a forceful stop to gun violence in your particular neighborhood by working with agencies such as Crime Stoppers.
• Verbally discourage gun violence
• Promote conflict resolution
• Whatever you are “willing” to do, just do it!

If you would like more information, ready to volunteer, or make a donation, please feel free to contact cpritchett@dtmm-project13.org or call 989.443.0985.

We thank you for your kind consideration to help us by shining your spotlight on this public health issue, community concern, and initiative to STOP THE VIOLENCE!

Corey Pritchett has had many life experiences, combined with education and training and is available for speaking engagements, mentoring, youth life coaching, Gospel rap and Christian/Disciple Counseling.

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When I first heard her speak at the “Bishop’s Breakfast” in 1998, I was stunned by her humble honesty about Emmaus House of Saginaw. At that time, Emmaus House was only a decade old. It was formed out of necessity in a former convent on Fourteenth Street when Sister discovered that inmates leaving the Saginaw County Jail often had nowhere to go but back out onto the streets.

She knew all too well from her jail ministry about recidivism. Sister termed it as “the revolving door.” Inmates would serve their time, be released to the streets, and then run afoul of the law again.

Sister joined forces with Sister Shirley to form Emmaus House to help females being released, to provide safe transitional living for them. The need was tremendous, and soon word spread about the safe haven Emmaus House offered.

The program grew; it became a 501(c)3 nonprofit with by-laws and a volunteer board. Sister Shirley lost a battle with cancer, and Sister Marietta became the driving force of the organization.

Sister Marietta lived at Emmaus House as she led the work. Round the clock, 24/7. In service. My wife Joan and I began to volunteer there in August 2013 when Emmaus was a well-oiled machine.

Sister Marietta “ran” things by example; she modeled civility and decency for women who frankly had not had much of either in their lives. When we began there, Sister sat us down and explained her personal beliefs about the residents at Emmaus House. She politely stated we likely had loving parents and a good home to grow up in, and she pivoted quickly to say, “None of us get to choose our parents.”

Sister’s compassion is unforgettable. She had the uncanny ability to discipline and enforce rules and expectations while maintaining respect. Sister could deal with the disappointment of relapse or unexpected death due to her strong resolve and faith in God.

She moved in retirement with her order in Cincinnati, Ohio some six hours from here, yet her influence carries on, now and well into the future.

Craig Douglas has served as a community leader in Carrollton for nearly three decades. In between his K-12 superintendency and his township board service, he was dean of the College of Education at Saginaw Valley State University, in effect leading the way to teach and train our future school teachers. He is a frequent guest on WNEM, Channel 5 and has joined his wife, Joan, in longtime support of Emmaus House

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1. Affirmative Action makes it much harder for White and Asian applicants to get into universities.  

In the early 2000s, a world-renowned statistician named Stephen Raudenbush analyzed the effects of affirmative action at the University of Michigan. He demonstrated that the vast majority of applicants of any race are either very unlikely to be admitted, or very likely to be admitted. A smaller proportion of applicants are at the “margin,” within a range in which affirmative action could make a difference. Importantly, there are very few underrepresented minorities at the margin. As a result, taking away race-based affirmative action would have relatively small effects on the admission of White and Asian applicants at the margin, and no effect at all on the vast majority. 

2. Underrepresented minorities have a much easier time getting into universities with affirmative action, and as a result unqualified applicants get admitted.  

Raudenbush’s calculations showed, for the same reasons, that race-based affirmative action doesn’t have any effect on most underrepresented minorities (URM), who are either very unlikely or very likely to gain admission. Again: it does nothing for unqualified minorities. Instead, affirmative action strongly increases the likelihood of admission for those at the margin (“barely qualified”). However, among students at the margin, it helps URM much more than it harms represented students, because there are so few URM at the margin. Raudenbush’s work demonstrates that arguments regarding the lack of fairness of affirmative action to White and Asian students are severely overblown at best and intellectually dishonest at worst.  His analysis was instrumental in the state of Michigan’s 2008 decision to allow race-based affirmative action.

3. If we move from race-based to class-based affirmative action, underrepresented minorities will still benefit.  

The argument goes something like this: it seems unfair to allow race-based affirmative action, but maybe we should let poor people get ahead regardless of race; and because underrepresented minorities are disproportionately poor, this will still benefit them.  

This seems convincing at the surface, but it isn’t necessarily true.  It depends on the composition of the applicant pool. As Harvard economist Susan Dynsarski and Nobel Prize winner David Card have both demonstrated, this could go either way. In a school that gets a lot of poor URM applicants, class-based affirmative action can reduce racial inequality. But at many institutions, class-based affirmative action could actually increase racial inequality because there are so many poor White applicants. This nuance is rarely discussed: class-based affirmative action only works as well as our efforts to remove barriers to poor underrepresented minorities being college-ready in the first place.   

4. Affirmative action harms the quality of universities, corporations, and the economy as a whole.  

Another commonly believed myth is that affirmative action harms the productive capacity of universities and corporations. But there is substantial evidence debunking this assertion. First,  in the university context, affirmative action bans in California reduced college quality, as demonstrated by Zachary Bleemer at Princeton. Second, even temporary affirmative action can have persistent effects in the labor market, by increasing employers’ abilities to select quality URM applicants, and by increasing the diversity of referral networks. As a result it can improve the productive capacity of firms in the long run, as demonstrated by economists such as Conrad Miller at Berkeley and Lukas Bolte at Stanford. Third, a number of social scientists, including Scott Page at the University of Michigan, have demonstrated scientifically that diversity can improve the productive capacity of universities and corporations by enhancing innovation. Together this evidence suggests that affirmative action can benefit the economy as a whole, by improving the productive capacity of firms and universities. It is intellectually irresponsible, given the state of the scientific evidence, to assume affirmative action harms universities, corporations, or the U.S. economy.  

5. Affirmative action violates meritocratic principles, so that people who work the hardest are rewarded the least.  

Meritocracy requires that two people with equal opportunity are rewarded according to their productivity. Equal opportunity is a foundational requirement of meritocracy. Yet, this nation was burdened by blatant racial injustices for at least 7/8ths of its history, and their well-evidenced, intergenerational, economic effects deny present-day Black and Brown children equality of opportunity for reasons outside of their control. We cannot have equality of opportunity, and hence meritocracy, unless we have rectified the effects historical injustices have on today’s children. Not only does affirmative action not violate meritocratic principles: meritocracy may very well require affirmative action given the impact of history on children.  

Moreover, neither college admission nor hiring is generally intended to be a reward for past performance. Corporations hire applicants on the basis of what they will contribute to the corporation in the future. Any evaluation of past performance is only taken seriously to the extent that it predicts future contributions. College admission should function similarly, on the basis of what a student contributes intellectually to other students, the research of faculty, and to society as a whole after graduation. Racial diversity can play a role in each of these considerations above and beyond measures of past performance.  

Albert Einstein once said, “No problem can be solved from the same level of consciousness that created it.”  We have outlawed affirmative action using the same kind of ahistorical, linear thinking that allowed us to believe that the effects of 250 years of slavery would vanish with seven years of Reconstruction. Or that 100 years of Jim Crow would vanish with twenty years of court-ordered integration. Or that the effect of funneling cocaine into Black communities would fade away if we just told kids to say no to drugs.  We believed that 350 years of injustice would vanish with 50 years of colorblind teaching and public policy.  Yet, Sandra Bland surprised us just as much as Trayvon Martin. Breonna Taylor surprised us just as much as George Floyd.  I suppose it would also surprise us to learn that an object in motion stays in motion unless acted upon by an opposing force. That force was just outlawed by a Supreme Court that habitually ignores the physics of justice.   

David McMillon is an assistant professor of economics at Emory University, a visiting scholar at the Federal Reserve Bank of Atlanta, Georgia, and an affiliate of the Stone Center for Research on Wealth Inequality. As a Saginaw native, he is an alumni of the ACT-SO program under John Pugh, the Gamma Kappa Kudos youth group under Mary Currie, and Saginaw Arts and Sciences Academy, SASA, when Janet Nash and Melleretha Moses-Johnson were administrators. His parents are Dr. Vincent and Dr. Gwen McMillon of Saint Paul Baptist Church, and he does not eat mac and cheese.  

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